{"id":320,"date":"2025-08-01T18:56:07","date_gmt":"2025-08-01T18:56:07","guid":{"rendered":"https:\/\/bairdisd.fbmcbenefits.com\/?page_id=320"},"modified":"2025-08-01T22:44:41","modified_gmt":"2025-08-01T22:44:41","slug":"qualifying-life-events-qle","status":"publish","type":"page","link":"https:\/\/bairdisd.fbmcbenefits.com\/index.php\/qualifying-life-events-qle\/","title":{"rendered":"Qualifying Life Events (QLE)"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Hero Section&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/bairdisd.fbmcbenefits.com\/wp-content\/uploads\/2025\/07\/hand-holding-flower.png&#8221; parallax=&#8221;on&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_menu active_link_color=&#8221;#FFFFFF&#8221; dropdown_menu_bg_color=&#8221;#FFFFFF&#8221; dropdown_menu_line_color=&#8221;#E02B20&#8243; 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_builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||50px||false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||0px|&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-73px|auto||auto||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;You may add, change, or cancel coverage during the plan year if you have a qualifying life event.&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;Poppins|700|||||||&#8221; title_text_color=&#8221;#E02B20&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_row et_pb_row_2\">\n<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_4  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n<div class=\"et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<p><span class=\"sqsrte-text-color--darkAccent\">Qualifying life Events are those situations that cause a change in your life that has an effect on your health insurance options or requirements. The Internal Revenue Service (IRS) states that a qualifying event must have an impact on your insurance needs or change what health insurance plans that you qualify for. In either case, the qualifying life event would trigger a special enrollment period that would make you eligible to make changes to your benefit elections.<\/span><\/p>\n<p>If you experience a Qualifying Life Event (for instance: getting married or having a baby), please contact the Baird ISD Benefits Department;<span>\u00a0<\/span><strong>proof of the Qualifying Life Event (QLE) must be submitted to the Baird ISD Benefits Department within 30 days in order to change current benefit elections<\/strong>.<span>\u00a0<\/span><span class=\"sqsrte-text-highlight\" data-text-attribute-id=\"2cb710d1-ce12-49ed-adf3-59c70a1c06a7\"><strong>You<\/strong><\/span><span class=\"sqsrte-text-color--darkAccent\"><strong><span>\u00a0<\/span>are responsible for meeting this deadline.<\/strong><span>\u00a0<\/span>If you do not request the appropriate changes during the applicable special enrollment period, you cannot make changes until the next plan enrollment period or, if applicable, until another qualifying life event occurs. Benefit adjustments resulting from a qualifying life event take effect on the first day of the month following the event date, with the exception of birth, adoption, and court orders.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.8em&#8221; custom_margin=&#8221;-9px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"et_pb_row et_pb_row_3\">\n<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_5  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n<div class=\"et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light\">\n<div class=\"et_pb_text_inner\">\n<h4><strong>Examples of such events include:<\/strong><\/h4>\n<ul data-rte-list=\"default\">\n<li>\n<p class=\"sqsrte-small\"><span class=\"sqsrte-text-color--darkAccent\">A change in the number of dependents (birth, adoption, death, guardianship);<\/span><\/p>\n<\/li>\n<li>\n<p class=\"sqsrte-small\"><span class=\"sqsrte-text-color--darkAccent\">A change in marital status (marriage, divorce, death, legal separation);<\/span><\/p>\n<\/li>\n<li>\n<p class=\"sqsrte-small\"><span class=\"sqsrte-text-color--darkAccent\">A dependent\u2019s loss of eligibility (attainment of limiting age or change in student status);<\/span><\/p>\n<\/li>\n<li>\n<p class=\"sqsrte-small\"><span class=\"sqsrte-text-color--darkAccent\">A termination or commencement of employment of associate\u2019s spouse or eligible dependent with coverage;<\/span><\/p>\n<\/li>\n<li>\n<p class=\"sqsrte-small\"><span class=\"sqsrte-text-color--darkAccent\">Other events as the administrator determines to be permitted or any other applicable guidelines issued by the Internal Revenue Service (IRS).<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Qualifying life Events are those situations that cause a change in your life that has an effect on your health insurance options or requirements. The Internal Revenue Service (IRS) states that a qualifying event must have an impact on your insurance needs or change what health insurance plans that you qualify for. In either case, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template-blank.php","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-320","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bairdisd.fbmcbenefits.com\/index.php\/wp-json\/wp\/v2\/pages\/320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bairdisd.fbmcbenefits.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bairdisd.fbmcbenefits.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bairdisd.fbmcbenefits.com\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bairdisd.fbmcbenefits.com\/index.php\/wp-json\/wp\/v2\/comments?post=320"}],"version-history":[{"count":5,"href":"https:\/\/bairdisd.fbmcbenefits.com\/index.php\/wp-json\/wp\/v2\/pages\/320\/revisions"}],"predecessor-version":[{"id":334,"href":"https:\/\/bairdisd.fbmcbenefits.com\/index.php\/wp-json\/wp\/v2\/pages\/320\/revisions\/334"}],"wp:attachment":[{"href":"https:\/\/bairdisd.fbmcbenefits.com\/index.php\/wp-json\/wp\/v2\/media?parent=320"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}