[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Hero Section” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/bairdisd.fbmcbenefits.com\/wp-content\/uploads\/2025\/07\/hand-holding-flower.png” parallax=”on” custom_padding=”|||” global_colors_info=”{}”][et_pb_fullwidth_menu active_link_color=”#FFFFFF” dropdown_menu_bg_color=”#FFFFFF” dropdown_menu_line_color=”#E02B20″ dropdown_menu_text_color=”#E02B20″ _builder_version=”4.27.4″ _module_preset=”default” menu_font=”|700|||||||” menu_text_color=”#FFFFFF” background_color=”#E02B20″ text_orientation=”center” global_colors_info=”{}”][\/et_pb_fullwidth_menu][et_pb_fullwidth_header subhead=”Schedule an Appointment” button_one_text=”Virtual” button_one_url=”\t https:\/\/calendly.com\/3mpwr-benefits-center\/bairdisd” button_two_url=”https:\/\/3mpwr-enroll.com\/bairdisd-oe” logo_image_url=”https:\/\/bairdisd.fbmcbenefits.com\/wp-content\/uploads\/2025\/07\/BairdemployerLogo.png” content_max_width=”900px” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Poppins|600||on|||||” title_font_size=”18px” title_letter_spacing=”4px” title_line_height=”1.8em” content_font=”||||||||” subhead_font=”Raleway|700|||||||” subhead_font_size=”65px” subhead_line_height=”1.4em” background_color=”rgba(126,190,197,0)” use_background_color_gradient=”on” background_color_gradient_direction=”160deg” background_color_gradient_stops=”#e02b20 25%|rgba(0,0,0,0.18) 75%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”#000dff” background_color_gradient_start_position=”25%” background_color_gradient_end=”rgba(0,13,255,0.35)” background_color_gradient_end_position=”75%” custom_button_one=”on” button_one_text_size=”14px” button_one_bg_color=”#29cb8b” button_one_border_width=”12px” button_one_border_color=”#29cb8b” button_one_letter_spacing=”2px” button_one_font=”Poppins|600||on|||||” button_one_icon=”$||divi||400″ custom_button_two=”on” button_two_text_size=”14px” button_two_text_color=”#29cb8b” button_two_bg_color=”#ffffff” button_two_border_width=”12px” button_two_border_color=”#ffffff” button_two_letter_spacing=”2px” button_two_font=”Poppins|600||on|||||” button_two_icon=”$||divi||400″ custom_padding=”5vw||22vw||false|false” link_option_url_new_window=”on” hover_enabled=”0″ content_font_size_last_edited=”off|desktop” subhead_font_size_tablet=”56px” subhead_font_size_phone=”36px” subhead_font_size_last_edited=”on|phone” button_one_letter_spacing_hover=”2px” button_two_letter_spacing_hover=”2px” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”on” button_one_letter_spacing__hover=”2px” button_two_letter_spacing__hover_enabled=”on” button_two_letter_spacing__hover=”2px” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_enabled=”0″][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” custom_margin=”||50px||false” custom_margin_tablet=”” custom_margin_phone=”||0px|” custom_margin_last_edited=”on|phone” custom_padding=”0px||0||false|false” hover_enabled=”0″ global_colors_info=”{}” module_id=”benefits” sticky_enabled=”0″][et_pb_row _builder_version=”4.16″ _module_preset=”default” width=”100%” max_width=”100%” custom_margin=”|||” custom_padding=”0|0px||0px|false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” text_font=”Raleway|800|||||||” text_font_size=”20vw” text_line_height=”0.8em” header_font=”||||||||” background_layout=”dark” custom_margin=”-14vw|||-2%||” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”5%” animation_starting_opacity=”100%” text_font_size_tablet=”” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n
Benefits<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” specialty=”on” padding_top_1=”0px” disabled_on=”off|off|off” admin_label=”Service Section” module_id=”medical” _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”0|0px|54px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|1.7px|0px|false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text module_id=”medical” _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”56px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n
Medical insurance<\/strong> provides essential coverage for a wide range of healthcare needs\u2014from routine checkups and preventive care to major medical services like surgeries and hospital stays. With access to a network of trusted providers, this coverage helps manage healthcare costs, protects against unexpected expenses, and supports overall wellness for individuals and families.<\/p>\n BS&W Med Access PPO UHB5J1M2 & RX LRXPJB25 – SBC 2025<\/a><\/p>\n BS&W Med Plus HMO LC5HA1K2 & RX LRXHJB25 – SBC 2025<\/a><\/p>\n BS&W Med Plus HMO LC5HA1Q2 & RX LRXHJB25 – SBC 2025<\/a><\/p>\n BS&W Med Plus HMO LC5HA3H2 & RX LRXHJB25 – SBC 2025<\/a><\/p>\n BS&W Med Premier HMO LE5HB1S2 & RX LRXHIO25 – SBC 2025<\/a><\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” specialty=”on” padding_top_1=”0px” disabled_on=”off|off|off” admin_label=”Service Section” _builder_version=”4.27.4″ _module_preset=”default” custom_padding=”0|0px|54px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|1.7px|0px|false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”56px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Telemedicine<\/strong> gives you 24\/7 access to licensed doctors and healthcare providers by phone or video\u2014anytime, anywhere. It\u2019s a convenient, affordable way to get care for common conditions like colds, flu, allergies, or skin issues without leaving home. Many services also include mental health support and prescription refills, helping you save time and avoid unnecessary trips to the doctor\u2019s office.<\/p>\n Primary Care<\/a><\/p>\n Digital Medical Home<\/a><\/p>\n Urgent and Acute Care<\/span><\/a><\/p>\n Behavioral Health<\/a><\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” specialty=”on” padding_top_1=”0px” admin_label=”Service Section” _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|54px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|1.7px|0px|false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”56px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Dental insurance<\/strong> helps cover the cost of preventive care, basic procedures, and major dental work\u2014keeping your smile healthy and your out-of-pocket costs manageable. Coverage typically includes routine exams, cleanings, x-rays, fillings, and more extensive services like crowns or dentures. Regular dental care not only supports oral health but also contributes to overall well-being.<\/p>\n Benefit Summary – High Plan with Ortho<\/a><\/p>\n Benefit Summary – Low Plan<\/a><\/p>\n Dental Diabetes<\/a><\/p>\n Sensitive Teeth<\/a><\/p>\n My Humana Portal Access<\/a><\/p>\n High Plan Certificate<\/a><\/p>\n Low Plan Certificate<\/a><\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” specialty=”on” padding_top_1=”0px” admin_label=”Service Section” _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|54px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|1.7px|0px|false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”56px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Vision insurance<\/strong> provides essential coverage for eye care, ensuring that individuals and families can maintain optimal eye health and clear vision. With a vision insurance plan, members gain access to routine eye exams, prescription glasses, contact lenses, and discounts on corrective eye surgeries. This coverage not only helps manage the cost of eye care but also promotes regular check-ups, which can detect early signs of eye conditions and other health issues. Enjoy the benefits of improved vision and overall well-being with comprehensive vision insurance.<\/p>\n Benefit Summary<\/a><\/p>\n Vision Annual Exam<\/a><\/p>\n Vision Claim Form<\/a><\/p>\n My Humana Portal Access<\/a><\/p>\n Plan Certificate<\/a><\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” specialty=”on” padding_top_1=”0px” admin_label=”Service Section” _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|54px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|1.7px|0px|false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”56px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n A Flexible Spending Account (FSA)<\/strong> is a pre-tax benefit that allows you to set aside money to pay for eligible out-of-pocket healthcare expenses. Use your FSA for things like copays, prescriptions, medical supplies, dental and vision care. Because contributions are made before taxes, an FSA lowers your taxable income\u2014helping you save money while planning ahead for everyday health expenses.<\/p>\n What is an FSA?<\/a><\/p>\n What is DCAP?<\/a><\/p>\n Helping Employee choose FSA or HSA<\/a><\/p>\n Service Center<\/a><\/p>\n Mobile App<\/a><\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/nbs.wealthcareportal.com\/Page\/Home” button_text=”Check my FSA Balance” button_alignment=”right” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#E02B20″ button_font=”|700|||||||” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” specialty=”on” padding_top_1=”0px” admin_label=”Service Section” _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|54px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|1.7px|0px|false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”56px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n A Health Savings Account (HSA)<\/strong> is a tax-advantaged account that lets you save and pay for qualified medical expenses. Available to those with a high-deductible health plan (HDHP), it offers triple tax savings: contributions are tax-free, growth is tax-free, and withdrawals for eligible expenses are tax-free. Funds roll over each year and stay with you\u2014even if you change jobs or retire.<\/p>\n Why Enroll in an HSA<\/a><\/p>\n Helping Employee choose FSA or HSA<\/a><\/p>\n HSA Transfer of Assets form<\/a><\/p>\n Service Center<\/a><\/p>\n Mobile App<\/a><\/p>\n [\/et_pb_text][et_pb_button button_url=”https:\/\/nbs.wealthcareportal.com\/Page\/Home” button_text=”Check my HSA Balance” button_alignment=”right” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#E02B20″ button_font=”|700|||||||” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” specialty=”on” padding_top_1=”0px” admin_label=”Service Section” _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|54px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|1.7px|0px|false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”56px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Life and Accidental Death & Dismemberment (AD&D) insurance<\/strong> provides financial protection for your loved ones in the event of your death or a serious accident. Life insurance pays a benefit to your beneficiaries if you pass away, while AD&D provides additional coverage for accidental death or severe injuries like loss of limbs or eyesight. This coverage helps ensure financial stability during life\u2019s most difficult moments.<\/p>\n Benefits Summary<\/a><\/p>\n How to Submit a Life Claim<\/a><\/p>\n Term Life Claim Form<\/a><\/p>\n Term Life Conversion Application & Instructions<\/a><\/p>\n Term Life Portability Request Form<\/a><\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” specialty=”on” padding_top_1=”0px” admin_label=”Service Section” _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|54px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_icon font_icon=”||fa||400″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|1.7px|0px|false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”56px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Disability insurance<\/strong> helps protect your income if you’re unable to work due to illness, injury, or pregnancy. It replaces a portion of your paycheck\u2014short-term coverage is designed for temporary conditions, while long-term coverage supports extended or permanent disabilities. This benefit provides financial security so you can focus on recovery without worrying about everyday expenses.<\/p>\n 14 14 Short-term Disability Benefits Summary<\/a><\/p>\n 30 30 Short-term Disability Benefits Summary<\/a><\/p>\n Long-term Disability Benefits Summary<\/a><\/p>\n Disability Claim Form Instructions<\/a><\/p>\n Disability Claim Form<\/a><\/p>\n <\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ use_custom_gutter=”on” specialty=”on” padding_top_1=”0px” admin_label=”Service Section” _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|54px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][\/et_pb_column][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” custom_padding=”0|0px|1.7px|0px|false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”56px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n An Employee Assistance Program (EAP)<\/strong> offers free, confidential support to help you navigate life\u2019s challenges\u2014at work and at home. Services include counseling for emotional well-being, resources for legal and financial concerns, work-life balance tools, and 24\/7 access to digital support. Whether you’re facing stress, relationship issues, or financial planning needs, the EAP is here to help you thrive.<\/p>\n PLAN HIGHLIGHTS<\/span><\/a><\/p>\n Basic EAP<\/a><\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Reviews” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#000000″ use_background_color_gradient=”on” background_color_gradient_direction=”160deg” background_color_gradient_stops=”#e02b20 26%|rgba(0,0,0,0.45) 75%” max_width=”100%” custom_margin=”||100px|” custom_margin_tablet=”||-20px||false|false” custom_margin_phone=”||-5px||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”8px||0||false|false” hover_enabled=”0″ global_colors_info=”{}” module_id=”ancillary” sticky_enabled=”0″][et_pb_row _builder_version=”4.16″ _module_preset=”default” width=”100%” max_width=”100%” min_height=”216px” custom_margin=”5%|auto|34px|auto||” custom_padding=”0|0px||0px|false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Raleway|800|||||||” text_font_size=”11vw” text_line_height=”1.1em” header_font=”||||||||” text_orientation=”right” background_layout=”dark” custom_margin=”||-2.5vw|||” custom_margin_tablet=”” custom_margin_phone=”||-8vw|” custom_margin_last_edited=”on|desktop” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”10%” animation_starting_opacity=”100%” text_font_size_tablet=”” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n Ancillary Benefits<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”ancillary” _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.27.4″ _module_preset=”default” width=”95%” max_width=”1580px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”46px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Accident insurance<\/strong> provides a financial safety net when unexpected injuries happen. It pays a lump-sum benefit to help cover out-of-pocket costs like emergency care, hospital stays, X-rays, or follow-up treatments after an accident. This coverage helps ease the financial stress so you can focus on recovery\u2014not bills.<\/p>\n Benefits Summary<\/a><\/p>\n Accident Claim Form<\/a><\/p>\n Health Screening Benefit Claim Form<\/a><\/p>\n Health Screening Procedure List<\/span><\/a><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”46px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Critical illness insurance<\/strong> offers a lump-sum payment if you’re diagnosed with a covered serious illness, such as cancer, heart attack, or stroke. This benefit can be used for anything you need\u2014medical bills, travel for treatment, or everyday expenses\u2014giving you financial flexibility and peace of mind during a challenging time.<\/p>\n Benefits Summary<\/a><\/p>\n Critical Illness Claim Form<\/a><\/p>\n Health Screening Benefit Claim Form<\/a><\/p>\n Health Screening Procedure List<\/span><\/a><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”46px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Hospital indemnity insurance<\/strong> provides a cash benefit when you\u2019re admitted to the hospital due to illness or injury. It helps cover expenses that your medical plan may not\u2014like deductibles, transportation, or lost income. Benefits are paid directly to you, so you can use them however you need during a hospital stay.<\/p>\n Benefits Summary<\/a><\/p>\n Hospital Indemnity Claim Form<\/a><\/p>\n Health Screening Benefit Claim Form<\/a><\/p>\n Health Screening Procedure List<\/span><\/a><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.27.4″ _module_preset=”default” width=”95%” max_width=”1580px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”46px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Lifetime Benefit Term (LBT) insurance<\/strong> offers long-term life insurance protection with added living benefits. It provides a guaranteed death benefit and may include access to a portion of funds while you’re still living\u2014often for chronic or terminal illness care. With coverage that can last a lifetime and flexibility to use benefits when needed, LBT combines life insurance and future planning in one.<\/p>\n Benefit Summary<\/a><\/p>\n Plan Highlights<\/a><\/p>\n Accelerated Benefit Claim Form<\/a><\/p>\n CHUBB Lifetime Benefit Term Beneficiary Change Form<\/a><\/p>\n CHUBB Lifetime Benefit Term Claim Form<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”46px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Cancer insurance<\/strong> provides a lump-sum or benefit-based payout if you’re diagnosed with cancer. This supplemental coverage helps with costs that may not be fully covered by your medical plan\u2014like chemotherapy, radiation, travel, lodging, and lost income\u2014so you can focus on treatment and recovery without financial strain.<\/p>\n Level 3 <\/strong><\/p>\n Outline Of Coverage<\/a><\/p>\n <\/a>Certificate of Coverage<\/a><\/p>\n Policy<\/a><\/p>\n Level 4 <\/strong><\/p>\n Outline Of Coverage<\/a><\/p>\n <\/a>Certificate of Coverage<\/a><\/p>\n Policy<\/a><\/p>\n Links: \u00a0Policyholder Portal Guide<\/a> |\u00a0Claim Checklist<\/a> | Claim Form<\/a> |\u00a0Transportation Benefit Claim Form<\/a> |\u00a0Health & Wellness Screening Benefit<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”46px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Identity theft protection<\/strong> helps safeguard your personal information and finances. This benefit includes credit monitoring, fraud alerts, identity restoration services, and access to specialists who can help resolve issues quickly. If your identity is compromised, you\u2019ll have expert support to recover and minimize the impact\u2014giving you peace of mind in a digital world.<\/p>\n Allstate ID Theft Protect Pro+Cyber<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” make_equal=”on” _builder_version=”4.27.4″ _module_preset=”default” width=”95%” max_width=”1580px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_icon font_icon=”||fa||900″ icon_color=”#000000″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” ul_font=”||||||||” ol_font=”||||||||” header_font=”||||||||” header_2_font=”Raleway|700|||||||” header_2_font_size=”46px” header_2_line_height=”1.2em” custom_margin=”||20px|” header_2_font_size_tablet=”36px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Poppins||||||||” text_font_size=”16px” text_line_height=”1.8em” link_font=”Poppins|600||on|on|||rgba(0,0,0,0.13)|” link_text_color=”#27cb8b” link_font_size=”13px” link_letter_spacing=”2px” header_font=”||||||||” header_3_font=”Raleway|700|||||||” header_3_line_height=”1.6em” global_colors_info=”{}”]<\/p>\n Medical transport insurance<\/strong> covers the high cost of emergency medical transportation, including ground or air ambulance services. Whether you’re facing a serious accident or medical crisis, this coverage ensures you get to the nearest appropriate facility without worrying about unexpected bills\u2014often not fully covered by standard health insurance. Peace of mind when every second counts.<\/p>\n Medical Transport Benefit Summary<\/a><\/p>\n MASA Emergent Plus Membership Plan<\/a><\/p>\n How to Use MASA Benefits<\/a><\/p>\n How to Use MASA Benefits_Espanol<\/a><\/p>\n MASA Mobile App<\/a><\/p>\n MASA Mobile App Flyer_Espanol<\/a><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Reviews” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#000000″ use_background_color_gradient=”on” background_color_gradient_direction=”160deg” background_color_gradient_stops=”#e02b20 26%|rgba(0,0,0,0.45) 75%” max_width=”100%” custom_margin=”||8px|||” custom_margin_tablet=”||-20px||false|false” custom_margin_phone=”||-5px||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”8px||0||false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″ module_id=”contacts”][et_pb_row _builder_version=”4.16″ _module_preset=”default” width=”100%” max_width=”100%” min_height=”216px” custom_margin=”1.2%|auto|34px|auto||” custom_padding=”0|0px|1px|0px|false|false” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Raleway|800|||||||” text_font_size=”11vw” text_line_height=”1.1em” header_font=”||||||||” text_orientation=”right” background_layout=”dark” custom_margin=”||-2.5vw|||” custom_margin_tablet=”” custom_margin_phone=”||-8vw|” custom_margin_last_edited=”on|desktop” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”10%” animation_starting_opacity=”100%” hover_enabled=”0″ text_font_size_tablet=”” text_font_size_phone=”” text_font_size_last_edited=”on|tablet” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Carrier Contacts<\/span><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ prev_background_color=”#000000″ admin_label=”FAQ” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#E02B20″ custom_padding=”100px|0px|180px|0px” top_divider_style=”arrow2″ hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″ custom_margin=”-35px|||||”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_blurb title=”FBMC Service Center” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” icon_placement=”left” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|on|||” header_text_color=”#ffffff” header_line_height=”1.5em” body_text_color=”#ffffff” body_line_height=”1.9em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”20px||20px|” animation_style=”zoom” animation_direction=”left” animation_intensity_zoom=”10%” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n (877) 897-3194 [\/et_pb_blurb][et_pb_blurb title=”MEDICAL” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” icon_placement=”left” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|on|||” header_text_color=”#ffffff” header_line_height=”1.5em” body_text_color=”#ffffff” body_line_height=”1.9em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”20px||20px|” animation_style=”zoom” animation_direction=”left” animation_intensity_zoom=”10%” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n Baylor Scott & White [\/et_pb_blurb][et_pb_blurb title=”DENTAL \/ VISION” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” icon_placement=”left” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|on|||” header_text_color=”#ffffff” header_line_height=”1.5em” body_text_color=”#ffffff” body_line_height=”1.9em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”20px||20px|” animation_style=”zoom” animation_direction=”left” animation_intensity_zoom=”10%” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n Humana<\/strong> [\/et_pb_blurb][et_pb_blurb title=”TELEMEDICINE” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” icon_placement=”left” _builder_version=”4.19.5″ _module_preset=”default” header_font=”|on|||” header_text_color=”#ffffff” header_line_height=”1.5em” body_text_color=”#ffffff” body_line_height=”1.9em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”20px||20px|” animation_style=”zoom” animation_direction=”left” animation_intensity_zoom=”10%” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\n Recuro Health<\/strong> [\/et_pb_blurb][et_pb_blurb title=”FSA | HSA” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” icon_placement=”left” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|on|||” header_text_color=”#ffffff” header_line_height=”1.5em” body_text_color=”#ffffff” body_line_height=”1.9em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”20px||20px|” animation_style=”zoom” animation_direction=”left” animation_intensity_zoom=”10%” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n NBS<\/strong> [\/et_pb_blurb][et_pb_blurb title=”EMPLOYEE ASSISTANCE PROGRAM” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” icon_placement=”left” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|on|||” header_text_color=”#ffffff” header_line_height=”1.5em” body_text_color=”#ffffff” body_line_height=”1.9em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”20px||20px|” animation_style=”zoom” animation_direction=”left” animation_intensity_zoom=”10%” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n Mutual of Omaha<\/strong> [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_blurb title=”LIFETIME BENEFIT TERM” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” icon_placement=”left” disabled_on=”off|off|off” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|on|||” header_text_color=”#ffffff” header_line_height=”1.5em” body_text_color=”#ffffff” body_line_height=”1.9em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”20px||20px|” animation_style=”zoom” animation_direction=”left” animation_intensity_zoom=”10%” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n Chubb<\/strong> [\/et_pb_blurb][et_pb_blurb title=”ACCIDENT | HOSPITAL INDEMNITY | CRITICAL ILLNESS | DISABILITY | LIFE+AD&D | VOLUNTARY LIFE” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” icon_placement=”left” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|on|||” header_text_color=”#ffffff” header_line_height=”1.5em” body_text_color=”#ffffff” body_line_height=”1.9em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”20px||20px|” animation_style=”zoom” animation_direction=”left” animation_intensity_zoom=”10%” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n Mutual of Omaha [\/et_pb_blurb][et_pb_blurb title=”CANCER INSURANCE” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” icon_placement=”left” disabled_on=”off|off|off” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|on|||” header_text_color=”#ffffff” header_line_height=”1.5em” body_text_color=”#ffffff” body_line_height=”1.9em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”20px||20px|” animation_style=”zoom” animation_direction=”left” animation_intensity_zoom=”10%” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]<\/p>\n Colonial<\/strong> [\/et_pb_blurb][et_pb_blurb title=”ID THEFT PROTECTION” use_icon=”on” font_icon=”||divi||400″ icon_color=”#ffffff” icon_placement=”left” _builder_version=”4.19.5″ _module_preset=”default” header_font=”|on|||” header_text_color=”#ffffff” header_line_height=”1.5em” body_text_color=”#ffffff” body_line_height=”1.9em” background_layout=”dark” custom_margin=”||0px|” custom_padding=”20px||20px|” animation_style=”zoom” animation_direction=”left” animation_intensity_zoom=”10%” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”]<\/p>\nTelemedicine<\/h2>\n
Dental<\/h2>\n
Vision<\/h2>\n
FSA<\/h2>\n
HSA<\/h2>\n
Life\/AD&D<\/h2>\n
Disability<\/h2>\n
Employee Assistance Program<\/h2>\n
Accident<\/h2>\n
Critical Illness<\/h2>\n
Hospital Indemnity<\/h2>\n
Lifetime Benefits<\/h2>\n
Cancer<\/h2>\n
ID Theft Protection<\/h2>\n
Medical Transport<\/h2>\n
Mon-Fri 7 a.m. – 6 p.m. CST
www.FBMC.com<\/a><\/p>\n
<\/strong>Group numbers: 06964
844-633-5325
www.bswhealthplan.com<\/a><\/p>\n
Group: #828182
(800) 233-4013
www.humana.com<\/a><\/p>\n
N\/A
(855) 673-2876
recurohealth.com<\/a><\/p>\n
Group: #NBS734542
(855) 399-3035
nbsbenefits.com<\/a><\/p>\n
(800) 316-2796
mutualofomaha.com\/eap<\/a><\/p>\n
Group #: <\/span>DBT
(855) 241-9891
www.chubb.com<\/a><\/p>\n
<\/strong>Group# G000CRFF
<\/span>(800) 877-5176
www.mutualofomaha.com<\/a><\/p>\n
Group #:
<\/span>– Option 3: G0026758
– Option 4: G0026759
(800) 325-4368
www.coloniallife.com<\/a><\/p>\n